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eBay Buyer Protection

by Hawk on February 8, 2010

Do you ever buy items from eBay?  This is a great place to save money on all types of products.  My latest purchase was an Apple Time Capsule. I know a lot of people are afraid to buy on eBay, but I thought that I would ease your concerns by explaining the eBay Buyer Protection Policy.

The eBay Buyer Protection Program protects buyers in the event that eBay sellers don't send you the product you ordered or if they send you a product that does not meet the description of the auction.  Additionally, eBay has customer service representatives that you can call and talk or email to get help in the event of fraud.

When I first used eBay this was my biggest concern.  In fact, the fear of fraud stopped me from buying many items at first.  But, now the eBay Buyer Protection Program really alleviates my concerns.  However, there are still things you need to do to protect yourself.

First, you need to make sure that you read the auction description very carefully.  If seller is honest about the product, but you mistakenly believe that the product is something else, you might not be protected.

Also, you have to make sure that the product you are buying is covered.  For example, cars or other items that are, or should be listed on eBay Motors, are not covered by eBay Buyer Protection.  But, there are other protections you can avail yourself of.

I encourage you to check out the actual eBay Buyer Protection Policy.  So for you next purchase, look to see if there are any deals to be had on eBay.

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100 Best Companies To Work For 2010

by Hawk on February 4, 2010

Best 100 Jobs To Work For 2010

Fortune Magazine published a great list of the 100 Best Companies to Work For in 2010.  Everyone needs to check out these companies.  Why?

Well, the most obvious reason is that maybe you could get a better job at one of these companies.  But, Fortune''s article does so much more.

Fortune describes what makes these companies great to work for.  This is invaluable information for both employees and employers.  Take a look at each company on this list and find out why they are the top places to work.

A lot of us don't ever think about what we want out of a job.  I guarantee that this article will help you discover what YOU want from your place of employment.  And, if you are an employer, you will learn how to make your company a better company.

Top Companies To Work For

Top 100
Rank Company Job
growth		 U.S.
employees
1 SAS 2% 5,487
2 Edward Jones 8% 37,079
3 Wegmans Food Markets 0% 36,770
4 Google N.A.% N.A.
5 Nugget Market -16% 1,342
6 DreamWorks Animation SKG 13% 1,825
7 NetApp 0% 5,033
8 Boston Consulting Group 3% 1,737
9 Qualcomm 3% 12,255
10 Camden Property Trust -6% 1,743
11 Robert W. Baird & Co. 6% 2,286
12 Bingham McCutchen -7% 1,859
13 W. L. Gore & Associates 5% 5,764
14 Recreational Equipment -6% 8,640
15 Zappos.com -21% 1,300
16 Cisco 0% 37,276
17 Methodist Hospital System 6% 11,145
18 Whole Foods Market -9% 47,478
19 Genentech 2% 11,146
20 Devon Energy 4% 3,912
21 NuStar Energy 4% 1,375
22 Johnson Financial Group 1% 1,316
23 Umpqua Bank 8% 1,836
24 Goldman Sachs Group -13% 12,243
25 Novo Nordisk 10% 3,360
26 CHG Healthcare Services -12% 1,142
27 Scottrade 22% 2,409
28 JM Family Enterprises -18% 3,772
29 Quicken Loans 0% 2,893
30 Alston & Bird 7% 1,842
31 PCL Construction Enterprises -10% 3,970
32 Baptist Health South Florida 11% 11,729
33 Shared Technologies -21% 1,243
34 Chesapeake Energy 20% 7,720
35 American Fidelity Assurance Co. -1% 1,502
36 Container Store -9% 3,233
37 Aflac -3% 4,353
38 Scooter Store 51% 2,173
39 TDIndustries 7% 1,588
40 Scripps Health 15% 11,444
41 QuikTrip 5% 10,311
42 Adobe Systems -4% 4,065
43 Salesforce.com 21% 2,361
44 Ernst & Young -4% 24,815
45 USAA -1% 21,999
46 OhioHealth 3% 12,128
47 J. M. Smucker 44% 4,521
48 FactSet Research Systems 9% 1,322
49 Mercedes-Benz USA 0% 1,612
50 King's Daughters Medical Center 7% 3,263
51 Microsoft 2% 54,923
52 Booz Allen Hamilton 13% 21,303
53 Nordstrom -8% 45,853
54 Paychex 2% 12,456
55 Mayo Clinic 0% 41,839
56 CarMax -16% 13,030
57 DPR Construction -2% 1,142
58 Four Seasons Hotels -9% 12,345
59 Monsanto 5% 10,772
60 Indiana Regional Medical Center 3% 1,200
61 Brocade Communications Systems 39% 2,873
62 Kimley-Horn -19% 1,808
63 Southern Ohio Medical Center 8% 2,286
64 Stew Leonard's -6% 2,037
65 Arnold & Porter 1% 1,295
66 Plante & Moran 1% 1,547
67 EOG Resources -4% 1,725
68 Men's Wearhouse -9% 14,764
69 MITRE 2% 6,572
70 Deloitte 1% 39,065
71 PricewaterhouseCoopers 1% 29,387
72 McCormick and Company 2% 2,799
73 American Express -10% 27,265
74 Children's Healthcare of Atlanta 13% 6,536
75 Perkins Coie -3% 1,680
76 Balfour Beatty Construction -12% 1,514
77 Baker Donelson -1% 1,127
78 Mattel -9% 5,293
79 Meridian Health 12% 7,099
80 Build-A-Bear Workshop -14% 4,588
81 Atlantic Health 2% 7,114
82 Marriott International -10% 110,091
83 S. C. Johnson & Son 0% 3,343
84 Accenture -7% 30,000
85 Arkansas Children's Hospital 8% 3,733
86 Publix Super Markets 2% 139,578
87 National Instruments 2% 2,568
88 KPMG -7% 20,972
89 Bright Horizons 0% 14,497
90 General Mills -2% 16,681
91 FedEx -4% 218,770
92 Gilbane -11% 1,934
93 Starbucks Coffee -27% 116,357
94 Intuit -7% 6,710
95 Orrick Herrington & Sutcliffe -8% 1,481
96 LifeBridge Health 5% 6,350
97 Herman Miller -8% 5,186
98 Intel 0% 43,905
99 Winchester Hospital 4% 2,027
100 Colgate-Palmolive 2% 5,366

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Get Out of Debt Carnival – February 3, 2010

February 3, 2010

Welcome to the first edition of the Get Out of Debt Carnival.  My goal is for this to become the best blog carnival for people looking for articles on how to get out of debt.  But, despite this goal, I am not going to limit it to only topics about debt reduction.
So, first of all, [...]

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House Buying Tips: Buy A Home Below Your Means

February 2, 2010

As I mentioned in a previous article, I am an IA, I am reading Thomas Stanley’s new book Stop Acting Rich.  The most significant characteristic among the wealthy and happy is that they live in houses below their means.

I think that this is crucial for new home buyers to think about.  If you want to [...]

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Do Moral Values Impact Our Spending Patterns

February 1, 2010

This is a guest post from Lakita Humber, the author of the new personal finance blog – Personal Finance Journey.   I encourage you to subscribe to Lakita’s RSS feed and to follow her on Twitter.
Do morals and ethics guide the way we spend money?  Of course they do!  But to what extent?
For example, I’m [...]

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Get Out of Debt – Friday January 29 Edition

January 29, 2010

As you go into the weekend, I thought that you might like some good articles to read.  Since this site’s focus is on getting out of debt, I will highlight those articles first.  But, all of the articles listed here are great reads.
Wise Bread has a great article titled 5 Strategies to Wipe Out Your [...]

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I Am An IA

January 27, 2010

Egads!!  I am ashamed to admit this, but I must.  I am an IA.
Let me tell you right now, I don’t want to be an IA.  But, if I am going to be brutally honest with my readers, I have to admit to you all today that I am.
What is an IA?
I am currently reading [...]

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Bank Rates Guide

January 25, 2010

In case some of you haven’t noticed, I have added a new page to The Debt Hawk – my Bank Rates Guide.  This guide provides a list of the best savings accounts, CD rates and money market rates available.

I write a lot of articles about bank rates both on this site and my other two [...]

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Ally Bank CD Rates Review

January 23, 2010

When we’re looking for the best rates available for savings options, it usually pays off to have a look at Ally Bank CD rates. Most of the time, they are in the top tier of certificate of deposit offerings in the nation. To maximize your safe, stable savings, a CD is often the [...]

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