When we're looking for the best rates available for savings options, it usually pays off to have a look at Ally Bank CD rates. Most of the time, they are in the top tier of certificate of deposit offerings in the nation. To maximize your safe, stable savings, a CD is often the best choice.
Two current CD rates at Ally Bank worth mentioning right off the bat are the No Penalty CD and the special 12-month term High Yield CD.
The No Penalty CD has a 9 month term with a 1.24% annual percentage yield (APY). This CD can be closed at any time without penalty during its term. While the CD rates are a little lower, the no penalty feature might be worth it.
The High Yield CD offers in Ally CD rates are also very good and the 12 month is a great 1.74% APY offer. Other offers include the 3 month term at 0.99% APY and 6 months at 1.34% APY, some of the best short-term certificate of deposit offers available nationally.
For longer terms, a 2 year offer has 2.15% APY and Ally Bank CD rates for 3 years are 2.49% APY. 4 years gets 2.74% APY and 5 years gets 3.10% APY. These CD rates at Ally Bank are all well above the national average for the terms listed.
All of these offers at Ally require no minimum deposit to open or maintain without fees. Ally Bank is fully FDIC insured and, while these are fixed rates, they can change at any time until you lock them in. So if any of these Ally CD rates appeal to you, lock yours in today.
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