Comments on: CD Ladder – How To Build A CD Ladder http://www.thedebthawk.com/cd-ladder Get Out of Debt Using Disciplined Personal Finance Wed, 23 Jun 2010 07:33:47 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Financial Samurai http://www.thedebthawk.com/cd-ladder/comment-page-1#comment-359 Financial Samurai Sun, 17 Jan 2010 17:33:32 +0000 http://www.thedebthawk.com/?p=261#comment-359 Helpful article Debt Hawk. May I suggestion a different, and what I believe is a better method? It's called <a href="http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/" rel="nofollow">"The DVD Method To CD Investing" <a>. .-= Financial Samurai´s last blog ..<a href="http://www.financialsamurai.com/2010/01/17/the-katana-help-haiti-if-you-can-11/" rel="nofollow">The Katana: Help Haiti If You Can 1/17</a> =-. Helpful article Debt Hawk.

May I suggestion a different, and what I believe is a better method? It’s called “The DVD Method To CD Investing” .
Financial Samurai´s last blog ..The Katana: Help Haiti If You Can 1/17 My ComLuv Profile

]]> By: Hawk http://www.thedebthawk.com/cd-ladder/comment-page-1#comment-350 Hawk Mon, 11 Jan 2010 21:38:59 +0000 http://www.thedebthawk.com/?p=261#comment-350 Craig, The problem with most high interest savings accounts is that banks can lower their interest rates at any time. With CDs you can lock in a CD rate for a given period of time. When I first opened my ING Direct savings account, I think I was earning 3% interest. But, now I am earning 1.25% APY. That is a big drop in one year. .-= Hawk´s last blog ..<a href="http://feedproxy.google.com/~r/TheDebtHawk/~3/qEscDG-RHBI/cd-ladder" rel="nofollow">CD Ladder – How To Build A CD Ladder</a> =-. Craig,

The problem with most high interest savings accounts is that banks can lower their interest rates at any time. With CDs you can lock in a CD rate for a given period of time.

When I first opened my ING Direct savings account, I think I was earning 3% interest. But, now I am earning 1.25% APY. That is a big drop in one year.
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]]> By: Craig http://www.thedebthawk.com/cd-ladder/comment-page-1#comment-349 Craig Mon, 11 Jan 2010 21:08:26 +0000 http://www.thedebthawk.com/?p=261#comment-349 I understand the concept of the CD ladder for liquidity purposes, but could it make more sense just to keep it all in a high online savings account instead? Just seems like a lot of effort for little gains. I understand the concept of the CD ladder for liquidity purposes, but could it make more sense just to keep it all in a high online savings account instead? Just seems like a lot of effort for little gains.

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