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	<title>Comments on: Dave Ramsey’s Total Money Makeover Baby Steps</title>
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	<link>http://www.thedebthawk.com/dave-ramseys-total-money-makeover-baby-steps</link>
	<description>Get Out of Debt Using Disciplined Personal Finance</description>
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		<title>By: Dave Ramsey Baby Step 1 (Part 1)</title>
		<link>http://www.thedebthawk.com/dave-ramseys-total-money-makeover-baby-steps/comment-page-1#comment-125</link>
		<dc:creator>Dave Ramsey Baby Step 1 (Part 1)</dc:creator>
		<pubDate>Thu, 27 Aug 2009 09:26:28 +0000</pubDate>
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		<description>[...] This article is going to cover ALL of Dave Ramsey&#8217;s teachings for baby step 1.  If you would like to read an overview of Dave&#8217;s baby steps, here is an overview that I wrote several weeks ago &#8211; Dave Ramsey&#8217;s Total Money Makeover Baby Steps. [...]</description>
		<content:encoded><![CDATA[<p>[...] This article is going to cover ALL of Dave Ramsey&#8217;s teachings for baby step 1.  If you would like to read an overview of Dave&#8217;s baby steps, here is an overview that I wrote several weeks ago &#8211; Dave Ramsey&#8217;s Total Money Makeover Baby Steps. [...]</p>
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		<title>By: Viviana</title>
		<link>http://www.thedebthawk.com/dave-ramseys-total-money-makeover-baby-steps/comment-page-1#comment-71</link>
		<dc:creator>Viviana</dc:creator>
		<pubDate>Tue, 04 Aug 2009 15:41:18 +0000</pubDate>
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		<description>Great synopsis of the plan.  I love Dave Ramsey to the point that I wrote a post about why we need a Dave Ramsey type figure here in the UK.  http://www.theleantimes.com/?p=667 Thanks for a clear, concise post.</description>
		<content:encoded><![CDATA[<p>Great synopsis of the plan.  I love Dave Ramsey to the point that I wrote a post about why we need a Dave Ramsey type figure here in the UK.  <a href="http://www.theleantimes.com/?p=667" rel="nofollow">http://www.theleantimes.com/?p=667</a> Thanks for a clear, concise post.</p>
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		<title>By: This Week In Personal Finance &#8211; July 26</title>
		<link>http://www.thedebthawk.com/dave-ramseys-total-money-makeover-baby-steps/comment-page-1#comment-47</link>
		<dc:creator>This Week In Personal Finance &#8211; July 26</dc:creator>
		<pubDate>Mon, 27 Jul 2009 18:30:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thedebthawk.com/?p=54#comment-47</guid>
		<description>[...] Dave Ramsey&#8217;s Total Money Makeover Baby Steps [...]</description>
		<content:encoded><![CDATA[<p>[...] Dave Ramsey&#8217;s Total Money Makeover Baby Steps [...]</p>
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		<title>By: Mark</title>
		<link>http://www.thedebthawk.com/dave-ramseys-total-money-makeover-baby-steps/comment-page-1#comment-40</link>
		<dc:creator>Mark</dc:creator>
		<pubDate>Sat, 25 Jul 2009 14:59:14 +0000</pubDate>
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		<description>That&#039;s funny Dustin.  But, hey, at least your debt is paid off.  I always believe that you have to take life one day at a time.  Just because you don&#039;t make much progress one day, you can make up for it tomorrow.

I don&#039;t think it is good to be obsessive about personal finance.  You need to be conscious about your finances, but moderation is important.</description>
		<content:encoded><![CDATA[<p>That&#8217;s funny Dustin.  But, hey, at least your debt is paid off.  I always believe that you have to take life one day at a time.  Just because you don&#8217;t make much progress one day, you can make up for it tomorrow.</p>
<p>I don&#8217;t think it is good to be obsessive about personal finance.  You need to be conscious about your finances, but moderation is important.</p>
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		<title>By: Dustin @ Inzolo</title>
		<link>http://www.thedebthawk.com/dave-ramseys-total-money-makeover-baby-steps/comment-page-1#comment-38</link>
		<dc:creator>Dustin @ Inzolo</dc:creator>
		<pubDate>Thu, 23 Jul 2009 20:13:33 +0000</pubDate>
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		<description>I think for most people step 2 is the longest and hardest. For me it seems to be step 3. Once we got out of debt my wife felt there were all kinds of home improvements that *needed* to be done! :)</description>
		<content:encoded><![CDATA[<p>I think for most people step 2 is the longest and hardest. For me it seems to be step 3. Once we got out of debt my wife felt there were all kinds of home improvements that *needed* to be done! <img src='http://www.thedebthawk.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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