Welcome to The Debt Hawk. This is my first article and I thought that I would use it to talk about what I want to do with this blog.
Reduce Debt
First and foremost, I want to help people reduce debt. I have been living with debt for many years and it is no fun. But, within the last three years I have been trying to pay off my debt as quickly as possible.
Stay Out of Debt
The biggest mistake that I made in my life was taking on a lot of debt. Because of this mistake, I want to educate people about the strangling effects of debt before they get into it.
Build Wealth
My third focus will be on helping people start to build wealth. Once you get out of debt, it is time to start building wealth. Only you can decide how much wealth you need or can build, but I hope that I can help you to learn how to invest your money so you can maximize your money.
One of the biggest changes in my financial life happened when I read Dave Ramsey's Total Money Makeover. This book changed my ideas about debt.
Prior to reading this book, I assumed that everyone lived in debt. I came from a middle class family who had to borrow money to go to college, to buy a house and to buy every car we ever owned. I don't think my parents ever paid for anything with cash.
Now don't get me wrong. I am not putting my parents down by this. Our family greatly bettered itself from where my parents' parents were. But, I do wish that they would have talked a little more about personal finance with me.
This experience has instilled in me the need for personal finance education to teenagers. Knowledge is power and all people need to understand money.
My goal with The Debt Hawk is to help all people learn a little more about money. So, welcome and please subscribe to my RSS feed so that you never miss a post.
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