June 2022


Different Options To Consider For Investing Your Money

When you have money that is currently not doing anything, and you want it to earn more than it will in a regular investment savings plan, there are various options you can consider. You will need to look at the different available investment options with a level of risk you are comfortable with and see which one appeals to you most. Below are a few options you can consider that may be suitable for you and your investment portfolio and get your money working harder for you.

Invest In Gold

When looking for a stable investment that is often considered an excellent hedge against inflation, you may want to consider investing in gold. If you invest in gold, you will want to invest in physical gold, which will mean you need somewhere safe to store your investment; and there are a few options you can consider, including:

  • Install a safe in your home
  • Store your investment with a precious metals dealer
  • Store your gold in a safety deposit box

All options have expenses you will have to pay, and you should consider a gold investment as a long-term strategy and not something you will look to sell off quickly. Investing in gold for the long-term can show you some reasonable returns over ten years, and it will increase in value more than if the money was sat in a bank account and earning interest.

Invest In Stocks & Shares

Investing in stocks and shares is another type of investment you may wish to consider, and the level of risk depends on the stock you are looking to invest in for your portfolio. You will need to do plenty of research into a company before you decide to invest in them, and it can be worth using the services of a professional stockbroker to help maximise the returns on your investment and choose quality stocks.

Investing In A Property

You may also consider buying another property as an investment, which will usually appreciate over time, and you can gain additional income from renting it out. However, you will want to reinvest some of the income you generate into the property to maintain it and keep it in excellent condition, which will also help raise its value as much as possible. It can be a perfect long-term investment vehicle that can show you some fantastic returns, and it can be a quality investment choice for you for a long-term investment strategy

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Why An Enterprise Investment Scheme May Be The Best Investment Choice For You

When looking for a new investment opportunity, many options are available, all with varying levels of risk. You will want to choose something that has a level of risk you are comfortable with taking that can offer you a decent return on your investment. One such opportunity you may want to consider is investing in the Enterprise Investment Scheme (EIS), which has some excellent benefits for investors. Below is a summary of this type of investment, what it is, and how it can benefit your investment portfolio.

What is The Enterprise Investment Scheme?

The UK government set up the Enterprise Investment Scheme in 1994 to attract investors to businesses with potential risks. It is a long-term investment initiative to get investors to invest their money into young or new companies with high growth potential. There are risks with EIS investments, and to offset these, the government offers investors attractive incentives to participate in this scheme that can make it worthwhile.

What Benefits Do These Investments Offer?

When you invest in the Enterprise Investment Scheme, you can enjoy various benefits which can help offset the risk and make you more comfortable with the investment. You can enjoy income tax relief of up to 30% on your investment, and you can also avoid paying any capital gains tax on profits made from selling your shares. You can also defer previous capital gains and pay this later, and if you experience losses, you can offset these against your earnings to help protect your finances. However, you must follow the rules when choosing this type of investment, and you can see some of these listed below.

The Rules For EIS Investments

There are various rules regarding the Enterprise Investment Scheme, and if a company fails to follow these, it cannot take part in it. The company must be established in the UK and is not allowed to be listed on any stock exchange. They are also not allowed to have more than £15 million in gross assets before issuing shares and more than £16 million after issuing shares. The company must also have fewer than 250 full-time employees or the equivalent.

There are also rules that investors must follow, or they will forfeit the benefits they receive when investing in the Enterprise Investment Scheme. Investors must leave their investment in the company for a minimum of three years and are not allowed to hold more than 30% shares in the company. Investors must also be investing in a company that qualifies for the EIS initiative. If the company does not adhere to the EIS rules, investors can forfeit their entitlement to the incentives the government offers.

Getting Ready To Invest

If this type of investment sounds appealing to you, you will need to speak with a reputable investment firm that can help you with this. Many companies can assist you with an EIS investment and explain all the rules and regulations in detail, so you understand what you are getting into with this type of investment. Choose your EIS with care, and you could end up investing in a company that promises big things and soon takes off, ensuring you receive an excellent return on your investment.

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What Does It Mean To Possess Dangerous Weapons In Texas?

In Texas, it is a crime to possess certain weapons. You could be arrested and charged with these offenses even if the weapon was not used to commit another crime. In general, Texas classifies dangerous weapons into four categories: firearms, including air guns, knives, clubs, and other weapons.

Weapons Prohibited in Texas

The following are examples of prohibited deadly weapons:

  • Switchblade knives
  • Knives that have blades over 5 ½ inches long
  • Brass knuckles or similar devices designed to cause bodily injury or incapacitation by striking through the use of force applied to an object held in one’s hand

What is a Dangerous Weapon According to Texas Law?

In Texas, a dangerous weapon is anything capable of causing serious bodily injury or death. The term “dangerous weapon” includes firearms, such as pistols and rifles. It also includes blades, knives, and swords. Any club or other object used in a way that can cause serious bodily injury or death may count as a dangerous weapon under Texas law.

In Texas, it is illegal to possess a firearm if you are not eligible to do so

If you are not eligible to possess a firearm, you cannot legally own one. If you are eligible, the charge depends on how many guns are at issue and what kind they are.

People who are not eligible to possess firearms in Texas include the following;

  • Those convicted of a felony
  • Those convicted of misdemeanor domestic violence
  • Individuals adjudicated as mentally incompetent or have been committed to a mental institution unless later found by a court not to be dangerous.
  • You are subject to an order restraining you from harassing, stalking, or threatening an intimate partner, child, or former intimate partner. Of course, against whom there is evidence that such conduct occurred within the past five years.
  • You were under 18 years old when you purchased or received possession of a firearm
  • You live in Texas but do not meet state residency requirements for obtaining a license from your home state.

What are the Charges for Possessing a Stolen Firearm in Texas?

While the theft of a firearm is serious, it may be even more so if you are convicted. There are two ways in which possessing a stolen firearm can become an aggravated offense in Texas:

If you have been charged with the theft of a firearm, the minimum possible sentence for your offense is two years in prison. The maximum possible sentence is ten years. In addition to jail time, you may also be required to pay a fine of up to $10,000 for each year that your sentence exceeds one year. For example, if you receive five years of imprisonment for this crime.

You may challenge a charge of possession of a firearm as a prior felon

If you have completed your sentence and probation, including paying any fines or restitution, you can apply for a license to carry (LTC) in Texas. A pardon allows you to possess firearms without having the LTC. An expunged record will also allow you to possess firearms without an LTC.

Finally, contact criminal defense attorneys today if you have been charged with this crime. They can address any questions and concerns you may have throughout the process.

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