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Roberts Sam

Business

The Strategic Benefits of Outsourcing CFO Services for Small Businesses

Running a successful small business requires efficient financial management. As your business grows, maintaining financial stability and profitability calls for sound strategic decisions. However, for many small businesses, hiring a full-time Chief Financial Officer (CFO) isn’t feasible. The solution? Outsourcing CFO services. In this win-win strategic approach, you gain valuable expert insights on financial planning, forecasting, and cash flow management, all without the cost of a full-time CFO.

Redefining Financial Management for Small Businesses

Outsourcing CFO services is a growing trend in the small business community. Outsourced CFOs bring decades of experience and knowledge to your business, offering customized financial strategies to promote growth and sustainability. Here are some compelling reasons why small businesses are opting for outsourced CFO solutions.

1. Cost-Effective Solution

Hiring a full-time CFO can be a financial burden for small businesses. In contrast, outsourcing CFO services allows you to pay only for the services you need, saving you significant overhead costs. You gain access to top-notch financial advice without the hefty paycheck, benefits, and bonuses that come with a full-time executive employee.

2. Enhanced Financial Expertise

By outsourcing CFO services, you can tap into a pool of expertise that your in-house team may lack. CFOs wear multiple hats, from maintaining compliance and overseeing financial processes to setting strategic direction. An outsourced CFO brings diverse industry experience and broad knowledge base to the table, ensuring your business’s financial operations align with your strategic goals.

3. Better Access to Latest Technology

Outsourced CFO services utilize the most current and effective financial technology tools. These tools enable more accurate and faster financial data processing, which aids in decision-making. An outsourced CFO can guide your business in selecting and implementing the right technology solutions to streamline your financial operations.

4. Flexibility and Scalability

As your business grows, your financial needs will inevitably change and evolve. With an outsourced CFO, you can easily scale up or down their services based on your current needs. That way, you always have the right amount of financial support, ensuring you never pay for services you don’t require.

5. Freeing Up Your Time

Outsourcing CFO services allows business owners to focus on what they do best — running their business. Having a CFO handle high-level financial strategy and operations frees up your time, allowing you to focus more on leading and growing your business.

6. Minimized Risk

CFOs play an important role in managing business risks and ensuring regulatory compliance. An outsourced CFO can help put in place effective risk management strategies to minimize risks associated with economic volatility, industry changes, or financial mismanagement.

7. Aid in Business Strategy

Outsourced CFOs support business planning and strategy development. They provide critical financial insights and scenario planning to help inform business strategy.

Creating a Viable Strategy for Financial Success

Outsourcing CFO services offers a practical solution for small businesses looking to gain strategic financial guidance without the full-time CFO price tag. While it may seem like a significant decision, it’s crucial to remember that financial management goes beyond simple bookkeeping. It demands in-depth financial expertise and strategic foresight — elements that an outsourced CFO can provide.

The decision to outsource CFO services should align with your business objectives and growth plans. Every business has unique financial needs, and a one-size-fits-all approach won’t suffice. By identifying the right CFO services for your business, you can strategically place your organization on a path to financial stability and sustainable growth.

Investing in Your Business’s Future

The good news is that more and more financial services providers are recognizing the unique financial needs of small businesses and offering tailored outsourced CFO services. As a small business owner, you now have a bevy of options at your fingertips. Exploring these options could be your first step towards a more strategic and proactive approach to financial management. By capitalizing on outsourced CFO services, you’re not just investing in your business’s current financial health but laying a firm foundation for its future growth.

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Insurance

Why Home Insurance Receive Lukewarm Response In India?

Home insurance is a vital financial protection tool that safeguards homeowners against potential risks and losses. However, in India, the response to home insurance has been lukewarm, with a significant portion of homeowners opting not to avail themselves of this coverage.

A benefit for home insurance under the Income Tax Act would give a fillip to the home insurance business like health insurance with Section 80 D. **

According to Section 80 D, an individual or HUF (Hindu undivided family) may deduct the cost of their medical insurance premiums from their total taxable income (in any method other than cash). This tax deduction is available in addition to the Rs 1 lakh deduction allowed by Section 80 C. **

General insurance companies offer home insurance, but they emphasize that these policies only cover specific perils, like terrorism and natural disasters such as earthquakes.* In the event of man-made disasters, such as poor construction quality, such covers would not be in effect.*

Homeowners’ reluctance to categorise and assign values to their items at home is another factor impeding the expansion of the home insurance industry. Due to the minimal commissions associated with the product, insurance agents and distributors also don’t push as hard for these products. The cost of building the property is used to determine the size of the home insurance coverage.*

Regarding property insurance in India, the most comprehensive cover continues to be fire, as that covers all damages due to natural causes and other social risks like riots.

However, insurance companies want to promote home insurance.

Under this insurance, there are six distinct plans and eight add-on covers. Home insurance covers burglary, theft, breakdown of electronic devices, fire and related risks, and all-risk protection for jewellery and other portable equipment.*

The building is protected from loss from earthquake, fire, and storm, while the contents of the home can be covered homeowner insurance policy.*

While home insurance is a crucial component of financial planning and risk management, it has received a lukewarm response in India for several reasons.

Limited awareness, misconceptions about coverage, cultural priorities on physical security, and affordability concerns are key factors contributing to this phenomenon in home insurance.

It’s crucial to conduct awareness campaigns, educate homeowners on home insurance benefits and affordability, and make policies more accessible.

     By addressing these challenges and promoting the importance of home insurance, individuals can protect their most valuable asset and ensure financial security for themselves and their families. ^

A home insurance calculator is a convenient tool you can utilise online to check the coverage required based on your needs.

^     Claims are subject to terms and conditions set forth under home insurance policy     .

*Standard T&C Apply

** Tax benefits are subject to change in prevalent tax laws.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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Insurance

Health Insurance: Take OPD Cover In Your Plan

It’s crucial to maximise your health insurance and ensure you have ideal coverage because healthcare is becoming more expensive, and the percentage of out-of-pocket costs is rising. Insurance companies now provide various choices to tailor coverage to individual client’s medical requirements.

Evaluate your current insurance and consider switching to a policy with cashless OPD, a daily cash rider, guaranteed cumulative bonus, and reduced sub-limits.* n addition, take a top-up and add a few necessary riders to complete the insurance coverage. Consider switching to a plan with these benefits from the same or a different health insurer if your current plan does not offer them. *

  • Cashless OPD*

While a basic health insurance policy only covers hospitalisation, many healthcare expenses are associated with doctor visits, medications, and diagnostic tests. Cashless OPD coverage benefits individuals with high out-of-pocket expenses or parents of frequently ill children needing over-the-counter meds or testing.

The cashless OPD program includes coverage for professional fees, diagnostics, medications, fracture treatments, dental care, and minor surgeries at accredited facilities.* However, the majority of insurance does not cover OPD costs for eyeglasses, contact lenses, ambulatory aids like walkers, etc. Choose health insurance with OPD coverage.

Guaranteed Cumulative Bonus

Consider a policy with a guaranteed cumulative bonus that, for the same premium, guards against the loss of cumulative bonus after a claim. A few health insurance plans guarantee cumulative bonuses of 25–30% per year, up to 200% of the covered amount, regardless of claims. *

After a few years of renewal, search for a policy that provides a loyalty concession on the appropriate premium. Certain insurers provide further reductions if the insurance is renewed through or standing order using a credit card or direct debit from a bank account.

Restore Benefits, Riders*

Choose a policy that pays restoration benefits if hospitalisation causes the sum covered to be used up within the policy year. It is the perfect component of a family floater plan. The family members continue to get coverage on the restoration of the sum insured even after the base cover of the floater has been used up.

A health insurance plan with a high deductible or co-pay should be avoided. Although it might lower your premium, your out-of-pocket costs will increase. Choose a higher base plan and larger super top-up deductible instead. Most health insurance policies offer necessary riders, such as coverage for critical illnesses, that you can select based on your needs for an additional fee. ##

  • Cashless OPD covers professional expenses, prescription drug costs, diagnostic costs, fracture care, dental care, minor surgery, etc.
  • For the same premium, guaranteed cumulative bonus guards against the loss of cumulative bonus after a claim. *
  • To make the insurance comprehensive, include necessary riders and a top-up plan.

Make sure you renew your health insurance on time.

In conclusion, including OPD cover in your health insurance plan is a wise decision. This addition not only offers financial assistance for outpatient expenses but also contributes to comprehensive coverage, ensuring that you and your family have access to a wide range of medical services when needed. Prioritizing OPD coverage can lead to better overall healthcare and peace of mind for policyholders, making it a valuable component of any health insurance plan.*

*     Standard T&C Apply

##     All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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Finance

SIPs for freelancers: Stabilising irregular income

Being a freelancer in India comes with its own set of challenges, and one of the most significant challenges is managing irregular income. Unlike salaried individuals who receive a fixed pay cheque every month, freelancers often experience income fluctuations.

However, there is a financial tool that can help you stabilise your irregular income and plan for a secure financial future – systematic investment plans (SIPs). Read on to know SIP meaning, and how SIPs can be a game-changer for freelancers.

What are SIPs?

Investing through an SIP is a reliable way to put your money in mutual funds. With an SIP, you can invest a fixed amount of money at regular intervals, usually every month. This investment approach can help you benefit from the power of compounding and grow your wealth over time.

SIPs provide several advantages that make them ideal for freelancers, such as:

Budgeting and discipline

SIPs encourage financial discipline. Investing a set amount monthly creates a saving and investing habit, securing your financial future.

 An SIP calculator is an online tool that helps you calculate the potential returns on your SIP investments based on factors like the amount invested, the investment duration, and the expected rate of return.

Small investments, big returns

One of the greatest advantages of SIPs is that you can start with a small amount. This is perfect for freelancers who may need more money to invest upfront. Over time, these small investments accumulate and grow significantly.

Rupee cost averaging

SIPs use a technique known as rupee cost averaging, where the fixed investment amount buys fewer units when the market is high and more units when it’s low. This strategy helps to minimise the impact of market volatility and ultimately lowers the average cost of your investment.

Emergency fund and SIPs

Freelancers should prioritise building an emergency fund for unexpected expenses. SIPs can serve a dual purpose here. You can choose a liquid or debt mutual fund for your emergency corpus, ensuring liquidity and potential returns on your money.

Diversification for risk mitigation

As a freelancer, you are your own business. SIPs allow you to diversify your investment portfolio across various mutual funds and asset classes, reducing your overall risk. Diversification helps you navigate financial turbulence more effectively.

Long-term wealth creation

SIPs are ideally suited for long-term financial goals. Whether it’s retirement planning, buying a home, or funding your child’s education, systematic investing through SIPs can help you achieve these objectives without straining your finances.

Choosing the right mutual funds

Selecting the right mutual funds for your SIPs is crucial. It’s essential to consider your risk tolerance, financial goals, and investment horizon.

Monitoring and adjusting

As a freelancer, it’s important to regularly review your SIPs to ensure they align with your current financial situation and goals. Adjust your SIP amount based on your earnings.

Bottom line

Incorporating SIPs into your financial strategy can provide the stability you need to thrive as a freelancer in India. These simple yet effective investments can help you manage irregular income, build wealth, and secure your financial future. Start your SIPs today and take control of your financial destiny.

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Finance

Mutual Funds and Tax Efficiency: What You Need to Know

When investing in mutual funds, it is crucial to understand the tax implications. Mutual funds can be a great investment vehicle for building your wealth, but taxes can eat into your profits if you’re not careful. In this article, we discuss the concept of mutual fund tax efficiency and provide the knowledge you need to make informed investment decisions.

We can find mutual funds are professionally managed investment vehicles that pool funds from multiple investors to invest in a diversified portfolio of securities such as stocks, bonds, or a combination thereof. They offer a range of benefits, including diversification, professional management and easy access for individual investors. Check on how to open demat account. However, unlike individual stocks and bonds, mutual funds are subject to certain tax rules.

One of the key factors in determining the tax efficiency of an investment fund is turnover. The turnover ratio measures how often fund shares are bought and sold over the course of a year. Funds with high turnover rates tend to generate more taxable events, such as B. Capital gains distributions, which may give rise to a tax liability for investors. Check on how to open demat account. Conversely, funds with low turnover rates generate fewer taxable events and are generally more tax efficient.

One way to assess a fund’s tax efficiency is to examine its cost-to-tax ratio. The tax-to-expense ratio measures the impact of taxes on an investor’s returns by comparing the pre-tax tax return to the after-tax tax return. A low tax-to-expense ratio indicates that the fund has been able to minimize the tax impact on investors, while a high tax-to-expense ratio indicates that taxes have reduced a significant portion of the fund’s returns. Check on how to open demat account.

Another important consideration is the type of fund you want to invest in. Different types of mutual funds have different tax consequences. For example, index funds that aim to track the performance of a particular market index tend to have lower turnover rates and fewer taxable events than actively managed funds. Check on how to open demat account. This is because index funds typically follow a buy-and-hold strategy, resulting in fewer trades and fewer capital gains payouts.

In addition, some mutual funds are specifically designed for tax efficiency purposes. These funds use strategies such as tax loss recovery, which involves selling falling stocks to offset capital gains and reduce tax liabilities. Other tax-deferred funds may invest in tax-free securities, such as municipal bonds, that provide investors with tax-free income.

investors can also use tax-exempt accounts like individual retirement accounts (IRAs) and 401(k) plans to invest in mutual funds. Deposits into these accounts are pre-tax US dollars and any capital gains or dividends accrued in the account are deferred or tax-free until paid out. Check on how to open demat account. By investing in mutual funds through tax-exempt accounts, investors can potentially reduce their tax liability and maximize after-tax returns.

It should be noted that while tax efficiency is an important factor, it should not be the only factor influencing investment decisions. Fund performance, expense ratios and investment objectives should also be considered. We recommend that you consult a financial advisor or tax specialist who can advise you individually on your individual situation.

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Finance

Easy Ways to Identify the Best Personal Loan Offers for You

Introduction

Demand of personal loans is increasing every year because of financial needs of people. Whether you’re planning to consolidate debt, emergency situations, or tackle unexpected expenses, finding the best personal loan offers is crucial. With numerous lenders and loan options available, it’s important to choose a best suitable loan for you.

In this article, we will discuss about the easy ways to identify the best loan according your needs and situations.

  1. Assess Your Loan Requirements

Before opting for a personal loan, it’s essential to assess your loan requirements. Determine the specific amount you need to borrow, the repayment period that suits your financial situation. This will provide a clear understanding of your borrowing needs and help you streamline your search.

  1. Evaluate Your Credit Score

Your credit score plays a vital role in determining the interest rates and terms you qualify for a personal loan. A higher credit score can help you to get loan on lowest or affordable interest rates. Check your credit score before opting for a personal loan. If your credit score is lower than desired, so try find the best ways to improve your credit score.

  1. Research Multiple Lenders

There are hundreds of banks and NBFCs for personal loan in India so don’t limit yourself to a single lender when exploring personal loan options. Instead, invest time in researching multiple lenders to identify the best offers available. Banks, and private lenders have varying eligibility criteria, interest rates, and loan terms. Comparing the offerings of different lenders allows you to make an informed decision based on your specific needs and financial circumstances.

  1. Compare Interest Rates

The interest rate is a crucial factor in determining the affordability of a personal loan. A lower interest rate means lower monthly payments and overall interest costs. Utilize online comparison tools or directly contact lenders to inquire about their interest rates. It’s important to understand the difference between fixed and variable interest rates. Fixed-rate loans provide stability and predictable monthly payments, while variable-rate loans may offer flexibility but are subject to fluctuations. Interest rate is one of the important aspect of a personal loan, different lenders have different interest rate so deeply enquiry about it before opting for a personal loan.

  1. Understand Fees and Charges

In addition to interest rates, personal loans often come with various fees and charges such as, prepayment penalties, late payment fees, and processing fees. Some lenders are not transparent and they may have hidden charges, confirm if the lender have any kind of hidden charges. Calculate the overall cost, including fees, to gain a comprehensive understanding of what you’ll be paying.

  1. Read Customer Reviews

Customer reviews and testimonials can provide valuable insights into the reputation and customer service of lenders. Look for reviews on independent websites or financial forums to gain unbiased perspectives. Multiple negative reviews or complaints may indicate poor service or hidden fees. Pay attention to both positive and negative experiences shared by customers to make an informed decision.

  1. Consider Loan Repayment Flexibility

Loan repayment flexibility is an important aspect to consider, particularly if your financial circumstances change. Check if lenders offer options such as the ability to skip a payment, make extra payments without penalties, or adjust your repayment schedule. Flexibility in loan repayment can provide peace of mind and help you manage your loan more effectively.

  1. Seek Professional Advice

If you find yourself unsure about the terms and conditions of a personal loan offer or need assistance with the decision-making process, consider seeking advice from a financial professional or someone who knows about it. A financial advisor can help you to choose best loan offers, evaluate the pros and cons, and guide you towards the best option based on your financial situation.

Conclusion

Identifying the best personal loan offers requires careful consideration and research. By assessing your loan requirements, choosing a personal loan lender, evaluating your credit score, researching multiple lenders, comparing interest rates, understanding fees and charges, reading customer reviews, considering loan repayment flexibility, and seeking professional advice when needed, you can make an informed decision. Remember, a personal loan is a significant financial commitment, so take your time to choose the best offer that aligns with your financial goals and preferences. By following these easy ways, you’ll be on the path to securing the best personal loan offer for your specific needs.

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Finance

Checkbook Covers Unleashed: Unlock the Power of Personalization

The significance of a checkbook cover goes beyond protection! It is a small but significant accessory that enhances a checkbook’s functionality and aesthetics while adding a touch of personal style to financial transactions. Checkbook Covers are versatile accessories that can be used by individuals, families, or businesses. They are functional and fashionable accessories that offer protection, organization, and personalization for checks and financial documents. Whether prioritizing durability, style, or additional features, a checkbook cover can be a practical and stylish addition to the everyday banking routine.

Significance of a Personalized Checkbook Cover

Using a personalized checkbook cover offers several benefits beyond the standard protection and organization features –

Individuality and Expression: A personalized checkbook cover allows one to express unique styles, interests, or preferences. It adds a touch of personality to an otherwise mundane financial accessory. One can choose a design or pattern or even add a monogram or initials to create a one-of-a-kind checkbook cover that reflects personal individuality.

Easy Identification: Personalized Checkbook Covers are easily distinguishable from others. With the name, initials, or a specific design on the cover, one can quickly identify the checkbook amidst a sea of similar-looking covers. This saves time and reduces the chance of confusion, especially in shared household or office environments.

Enhanced Professionalism: A personalized checkbook cover can contribute to a more professional image for business transactions. A business logo, brand colors, or contact information can be printed on the cover, creating a cohesive and branded appearance. This attention to detail can leave a positive impression on clients, customers, or vendors.

Gift and Keepsake: A personalized checkbook cover makes for a thoughtful and practical gift. People can customize it with the recipient’s name, initials, or a design that holds personal significance. It shows that one puts thought and effort into the gift, making it memorable and unique. Additionally, personalized checkbook covers can be cherished keepsakes that hold sentimental value over time.

Conversation Starter: A unique or eye-catching personalized checkbook cover can spark conversations and serve as an icebreaker. Whether it’s a design related to a hobby, a favorite sports team, or a memorable vacation destination, it can initiate discussions and provide an opportunity to connect with others who share similar interests.

Gift Value: A personalized checkbook cover can make a thoughtful and practical gift for occasions like birthdays, holidays, or special milestones. It shows the recipient that one has considered selecting a customized item that reflects their personality or interests.

Conclusion
Remember to choose a personalized checkbook cover that meets functional needs while reflecting personal style and preferences. It’s a small detail that can make a significant impact on daily financial transactions and add a touch of uniqueness to the banking experience. When choosing a Checkbook Covers, consider factors such as the material’s durability, the size to accommodate a checkbook, the number and type of card slots, and any additional features one may need.

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Business

How to improve your stock trading results with options

When trading stocks, options can be an excellent way to improve your results and mitigate risks. Options are derivative financial instrument or vehicle that gives the buyer the right to trade a particular asset at a predetermined and agreed-upon price on or before a specific date. Options give traders more flexibility by enabling them to hedge their portfolios against short-term losses and speculate on long-term gains.

There are two types of options: a call option which gives the buyer the right to buy an asset or stock at a set price. A put option gives the buyer the right to sell an asset at the same predetermined price.

When trading options, it’s essential to understand your exposure and potential rewards. Options are generally less expensive than other financial instruments, such as stocks or futures, so they offer an opportunity for greater leverage on a limited budget. However, this also means you could incur more significant losses if the underlying asset’s price moves against you.

Covered call

Options can be used in various ways to improve stock trading results. One way is through covered calls, which allow traders to write call options on assets they already own to capture additional income from time decay (the gradual erosion of an option’s value due to its expiration). This strategy can generate extra cash flow while limiting downside risk.

The married put

Another strategy is the married put, which allows traders to purchase a put option on an underlying asset they wish to own while simultaneously buying the stock at the same time. This strategy gives them downside protection in case of a sudden drop in the stock’s price and prevents them from missing out on any upside if it rises.

Spread trading

Spread trading is a popular way to increase potential gains or reduce losses when trading stocks through options. A spread trade involves buying and selling options with different strike prices and expiration dates but with the same underlying asset. By taking advantage of differences in implied volatility between call and put contracts, traders can take advantageof a single move in either direction without exposing themselves to unlimited risk.

Options offer a wide range of strategies and can be used to diversify a trading portfolio while still taking part in the stock market. Understanding your exposure and potential rewards can improve your stock trading results with options trading. Familiarise yourself with different strategies, understand how they work, and practice with paper money before committing to capital. With this knowledge and experience, you’ll be well-positioned to take advantage of opportunities in Singapore while managing risk when trading stocks.

Why Singaporean traders use options trading strategies

Singaporean traders use options trading strategies for several reasons. Firstly, they can take advantage of the cost-effective structure of option contracts. Options require a much lower initial investment than stocks and other derivatives, allowing investors to speculate on potential returns with less capital outlay.

Options provide more flexibility regarding risk management and hedging strategies. For instance, traders can buy calls or put into protection against losses from volatile market conditions or implement spread trading strategies to maximise potential profits while limiting downside risks. Options offer the ability to leverage one’s portfolio without committing more capital. By purchasing an option instead of buying the underlying asset outright, traders can participate in price movements without committing a large sum of money upfront.

Singaporean traders also use options trading strategies because of their low transaction costs and high liquidity on the Singapore Exchange Market (SGX). The SGX has a wide range of products, including single stock options, index options and futures contracts for various international markets that enable investors to quickly diversify their portfolios across global exchanges. SGX provides access to real-time market data and advanced analytics tools such as comprehensive charting capabilities and advanced order types. It makes it easier for Singaporean traders to make informed decisions quickly and capitalise on market opportunities efficiently.

Conclusion

Options can be an excellent way to improve stock trading results and minimise risk. They offer flexibility regarding capital outlay, risk management and hedging strategies, and leverage opportunities without committing a large sum of money upfront. Singaporean traders can benefit from the low-cost structure, high liquidity and advanced analytics tools offered on the SGX market. Before opting into any options strategy, it is essential to thoroughly research the underlying asset and understand one’s exposure and potential reward. With this trading knowledge, you can make informed decisions quickly and maximise your stock trading returns with options.

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Finance

Is ADSS good for institutional investors?

Most institutional investors, such as asset managers, hedge funds and pension funds, have unique trading requirements which demand a high level of service and reliability from their chosen brokerage partner. So, when it comes to finding a brokerage firm that caters specifically to the needs of institutional investors, ADSS emerges as a notable contender. In this ADSS broker review, we take a look at the services it provides to institutional investors and its benefits.

ADSS background

ADSS is a market-leading brokerage firm that is dedicated to improving opportunities and enhancing the trading experience for all clients, no matter if they are individual retail traders or institutional investors. Since 2010, the firm has won many awardsand is often recognised by industry peers for its commitment to excellence, exceptional customer service, and quality trading platforms. Their multi-asset trading capabilities, personalised views of the markets, access to deep liquidity, and support from experienced specialists offer traders the ultimate trading experience.

Services for institutional investors

Aside from individual investors, ADSS provides sophisticated over-the-counter (OTC) products to institutional clients that deliver a wide range of trading solutions. These include competitive spreads as well as deep liquidity. ADSS uses bank, non-bank, and multiple regional liquidity pools to deliver a unique trading experience to institutional clients around the world, such as retail brokers, banks, hedge funds, and asset managers.

ADSS uses a bespoke version of the industry favouriteMetaTrader 4 (MT4) platform, allowing them to match investors with one or more sources of liquidity. This can be tailored to suit investors’ needs. ADSS is also connected to multiple third-party tech providers including OneZero and PrimeXM for an easy and quick setup.

Multiple instruments

Investors can access deep levels of liquidity across various instruments including:

  • Spot forex – ADSS provides over 65 currency pairs. Major, minor, and exotic currency pairs are available.
  • Precious metals – these include platinum, gold, and silver.
  • Contracts for Differences (CFDs) — these include global indices, commodities, treasures, and over 1,000 single stocks.

Trading Desk

Investors can access ADSS’ Trading Desk for institutional-level customer support and transaction execution services. These include:

  • 24/5 multilingual customer support desk
  • Voice execution
  • Market analysis and research

Global liquidity network

ADSS has more than 30 sources of liquidity available through its platform. This lets investors optimise the value of their trade. Some of ADSS’ connectivity includes Prime XM, Gold-I, Fastmatch, Lucera, TraderTools, One-Zero, Currenex and more.

Hosting and colocation

ADSS partners with the world’s leading providers of low-latency infrastructure hubs to meet the high standards it sets out for itself as well as offering quality service for traders around the world. The brokerage firm works with LD4 in London and NY4 in New York. They also provide full-feature low latency FIX API for pricing and trading alongside a 24/5 customer support team to solve any issues that arise.

Prime Brokerage

Regardless of how complex anyone’s trading requirements are, ADSS aims to offer a wide variety of prime brokerage services. Using its state-of-the-art technology and the power of its global network of partners, the investment firm delivers tailored services to institutional investors.

Bespoke Liquidity Solutions

ADSS’ clients have access to a deep multilayer liquidity pool through their extensive selection of market-leading Tier 1, Tier 2 bank, and non-bank market makers.

White Labelling

For other brokers, they can repackage services under their own brand name. Brokers can utilise extensive back-office support, along with all the tools needed to monitor client trading. For investors looking to provide a market-leading multi-asset trading platform with a fully integrated back-office management system, ADSS’ white label offerings provide a cost-effective solution.

ADSS has experience with collaborating with numerous institutions – from banks to brokers – and has delivered plenty of bespoke white-label solutions to meet the exact requirements of each client. These include fully customisable branding, access across multiple devices, full access to client onboarding,administration and back-office applications, customisable listing with more than 2,200 products available, as well as a dedicated relationship manager and a professionally trained support team available 24/5.

Margin solutions

ADSS offers a highly advanced and intuitive trading platform so investors can manage risk and efficiently use their capital by means of leverage. ADSS also provides clients with a Net Open Position (NOP) line for trading on a case-by-case basis.

Benefits for investors and clients

For institutional investors, working with ADSS brings quite a few benefits. These include:

  • Having a simple-to-use platform for retail investors.
  • Powerful integration of account opening, customer funding, marketing, and notification. capabilities and research, all in a single trading application.
  • The customer’s onboarding journey can be automated or manually approved.
  • Supports multiple payment channels (such as credit cards, country-specific payment. channels, and online transfers).
  • A multi-asset trading platform supporting Contracts for Difference (CFDs) across commodities, indices, stocks, and currency pairs in the US, Europe, and Asian markets.

Bottom line

In conclusion, ADSS has positioned itself as a reputable and suitable brokerage firm for institutional investors. It understands the unique requirements of these investors and provides a comprehensive range of services to meet their demands. This, in turn, provides institutional investors with a solid foundation for their trading activities. All in all, ADSS is a highly recommended broker that should be considered.

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Business

Vital Strategies For Successful Capital Raising In Investment Banking

Business leaders often face circumstances that require more upfront capital investment than the company can generate internally. In these cases, the company can raise capital from outside investors to meet its objectives.

Investment bankers play a critical role in the broader economy by matching those selling securities with investors, thereby adding liquidity to markets. This makes financial development more efficient and helps businesses grow.

1. Identifying the Right Investors

The capital raising investment banking process can be time-consuming and complex. It requires proper planning and preparation, identifying possible investors, pitching your business, and negotiating terms. It’s important to understand the various financing options and how they differ from each other so you can choose the best one for your company.

Investors want to see a plan for how your company will achieve its objectives and what return they’ll receive in exchange for their investment. This should include financial projections, as well as a detailed description of the current state and potential future of your business.

The top motives for companies to raise capital are mergers and acquisitions, debt financing, the purchase of fixed assets, and expansion into new markets. A successful capital raising strategy involves maintaining a collaborative relationship with investors and providing them with regular updates on the company’s progress. This can help to build trust and increase the chances of getting the desired funding.

2. Developing a Strategy

Investment banks are middlemen between companies that want to issue new securities (like stocks or bonds) and the investing public. Investment bankers buy the shares at a discounted price and sell them on the market at a higher markup, generating profit for their employers. This is called underwriting. Investment bankers often work as part of a syndicate, with several other investment firms, to underwrite an offering so that their risk is spread out.

A private company may see a strategic opportunity that requires significant upfront capital investment – more than the business can generate internally. It might seek out outside investors to fill the gap. Investors look at your business plan, your liquidity and your financial statements to decide how much capital they can invest or loan you. They want to know how you intend to use the capital and approximately when you will reach your business goals. They also want to be sure that you can repay them in a timely manner.

3. Developing a Relationship

Investors want to invest in a company that has a clear vision and strong leadership. Demonstrate your expertise and show that you are a thoughtful partner by responding promptly to questions and suggestions.

Investment banks help companies and government organizations raise funds by selling securities – shares or bonds – to investors such as high net worth individuals or pension funds. The proceeds from these sales enable a company to fund large projects, such as an expansion into a new market or research and development.

A major aspect of investment banking involves underwriting, where a bank estimates how much a security might be demanded by investors and then issues it for sale at that price. This can involve evaluating current market conditions, assessing investor appetite and experience, comparing offerings in similar markets and benchmarking. It also involves creating financial models to help inform the client’s decision making. Some investment banks trade on their own accounts to generate in-house profit, which presents a potential conflict of interest.

4. Developing a Plan

An investment banker is an expert in advising clients on the best way to raise capital. This process involves a complex mix of factors and requires careful consideration. Having a roadmap for your fundraising journey will help you avoid the many pitfalls along the way.

Suppose that your business has spotted an opportunity that will propel its growth into the future, but it requires a substantial upfront capital investment – more than you can generate internally. In this case, you may choose to raise additional funding through venture capital in return for equity in your company.

An investment banker acts as a middleman between companies that want to issue new securities and investors that wish to purchase them. During underwriting, investment bankers determine the riskiness and market demand for a stock or bond offering before it is published. They then compile a list of orders at specific prices, called a book of demand, and allocate securities to institutional investors.

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